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NCT02185612 · ClinicalTrials.gov registry record · NA
The EARN-Health Trial of Financial Savings and Health
A NA study, sponsored by Stanford University.
- Completed
- Registry status
- NA
- Development phase
- 678
- Enrollment target
NCT02185612: Completed NA study, sponsored by Stanford University.
NCT02185612 is a NA study that has completed, run by Stanford University. The registered enrollment target is 678 participants. According to ClinicalTrials.gov, the official US trial registry.
The verdict
NCT02185612, a NA study, has completed, sponsored by Stanford University.
- COMPLETED
- Registry status
- NA
- Development phase
- 678 participants
- Enrollment target
Study Summary
The current literature in social epidemiology and public health suggests that low financial savings has an unsurprising negative relationship with subjective well-being, and increases the odds of making visits to a healthcare provider, receiving a chronic disease diagnosis, and experiencing medical disability. Earn.org is a community-based non-profit based in San Francisco with a mission to help low-income workers build lifelong savings habits and financial capability. The organization is one of the largest providers of "goal-based savings accounts" or "matched savings accounts" in the US. The investigators propose to conduct a randomized controlled trial to determine the health effects of Earn's savings program. Through this trial, the investigators will test three principal hypotheses: (1) Participants in the Earn account, as compared to a control group, are hypothesized to demonstrate improved scores on mental health scales assessing depression and anxiety. (2) Participants in the Earn account, as compared to a control group, are hypothesized to experience lower odds of harmful behaviors associated with stress, specifically tobacco and alcohol abuse. The investigators hypothesize that the effect on behaviors will be of smaller effect size, and more delayed, than the effect on mental health outcomes, judging from similar effects observed in the micro-credit literature. (3) The mediating variables between Earn account participation and beneficial health outcomes will include increased optimism and internal locus of control.
Interventions
- BEHAVIORAL Savings program
Trial Details
| Field | Value |
|---|---|
| Enrollment Target | 678 participants |
| Start Date | 2016-10 |
| Est. Completion | 2018-04-13 |
| Phase | NA |
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Full Details on ClinicalTrials.gov ↗What the Registry Record Tells You About NCT02185612
The ClinicalTrials.gov registry entry for NCT02185612 describes a study currently listed as completed, categorized as NA. The registered enrollment target is 678 participants, a figure that helps gauge the scale of data the investigators plan to collect. The listed sponsor is Stanford University, which has 1,744 total studies on file at ClinicalTrials.gov.
The record links to 0 conditions, and to 1 intervention - of which Savings program is the first listed.
NCT02185612 reports 0 study locations.
Frequently Asked Questions
What is clinical trial NCT02185612 about?
NCT02185612 is a clinical study titled "The EARN-Health Trial of Financial Savings and Health". The current literature in social epidemiology and public health suggests that low financial savings has an unsurprising negative relationship with subjective well-being, and increases the odds of making visits to a healthcare provider, receiving a chronic disease diagnosis, and experiencing medical ...
What is the current status of trial NCT02185612?
This trial is currently completed. It is a NA study. The enrollment target is 678 participants. The study started on 2016-10. Estimated completion is 2018-04-13.
What interventions are being tested in trial NCT02185612?
The interventions under investigation include: Savings program (BEHAVIORAL).
Who is sponsoring clinical trial NCT02185612?
This trial is sponsored by Stanford University, which has 1,744 total clinical trials registered on ClinicalTrials.gov.
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